Real Estate
Done All The Way

Ready to Move? We’re Ready to Help

Your North Dallas Expert

Jay has been selling real estate since 1993 and has had the opportunity to help several thousand clients buy and sell real estate over those 30-plus years in business.

Before entering the world of real estate, Jay served in the United States Army as a Paratrooper with the 82nd Airborne Division. The discipline and work ethic he developed in the military benefits his clients, vendors, and team.

Learn More →
Communities

Communities we serve

Sell Your North DFW Home on Your Terms

No matter what your goal are, we have you covered! Quick sale? Check! Buy before you sell? Sure! Maximize the sale price? Absolutely.

Learn More →

Your Journey to North DFW Homeownership Starts Here

Whether you’re looking for your first house, or your next house, we have the experience and expertise to make your dreams come true.

Learn More →
Get Your Home’s Value

Thinking of Selling? Find Out What Your Home Is Really Worth

Discover its true market value with expert insight and zero pressure.

Recent Post About North DFW

All the news, tips and guides you need when searching for your next home.

Top 10 Reasons to Move to Lantana, TX

July 21, 2025

Top 10 Reasons to Move to Lantana, TX

Set one foot in Lantana and something clicks. You catch…

Top 10 Reasons to Move to Fort Worth

July 21, 2025

Top 10 Reasons to Move to Fort Worth

Neighborhoods With Actual Personality A lot of cities claim they…

How Long to Own Before Selling in Double Oak

July 21, 2025

How Long to Own Before Selling in Double Oak

You bought in Double Oak, celebrated the move, finally figured…

Our experts answer your questions about buying a home

In the U.S., the traditional advice is to put down 20%, but many buyers—especially first-timers—don’t. In fact, the average down payment for first-time homebuyers is around 6% according to the National Association of Realtors. Some loans, like FHA loans, allow as little as 3.5% down, and VA or USDA loans may require no down payment at all if you qualify. So while 20% avoids mortgage insurance, most Americans buy homes with much less upfront.

The timeline to buying a home can vary. Aside from the time it takes to find a home you love, it normally takes 6 to 12 weeks to buy it. In some cases, it can take up to six months.

The conveyancing part alone can take up to three months. But there are things you can do to speed up the process.

Start by figuring out what you can comfortably afford using a mortgage calculator. In North DFW—especially in competitive areas like Flower Mound—it’s smart to get pre-approved early. While Texas doesn’t have stamp duty like other states, don’t forget to factor in property taxes and closing costs. And if your credit could use a boost, work on that before submitting a mortgage application.
Now for the fun part—house hunting. Use local real estate search tools to zero in on the right neighborhood, school district, or home style, whether you’re into newer builds, master-planned communities, or something more custom. Flower Mound has a wide range of options, from luxury estates to family-friendly subdivisions.
Once you find the right home, a local real estate agent and title company can guide you through making an offer, negotiating repairs or price, and completing all the paperwork. You’ll go under contract, complete inspections and appraisals, and move toward closing—usually within 30 to 45 days.

Conventional loans usually require 620+ (740+ for the best rates), while FHA allows 3.5 % down at 580+ or 10 % down between 500–579. VA and USDA have no official minimum, but lenders typically look for 620–640. Higher scores lower your rate and mortgage insurance, so pay bills on time and keep credit-card balances low before applying.